I saved over $100,000 in just 1 years by the time I was 21—here are my top money-saving tips

4. Don’t get caught up in comparison

You’ve probably heard the saying that comparison is the thief of joy, and it really is. A lot of the time, people end up spending money they don’t have on something they don’t need — usually because someone else has it or expects them to have it.

You should never feel the need to spend money to impress anyone. If you do, you may find yourself competing way past what your budget allows. Be happy with what you have and forget about what everyone else thinks.

Of course, I rewarded myself with purchases, but only on things that truly made me happy. I often reminded myself that planning for the future should always come first.

All those people flaunting their expensive clothes and cars on Instagram will probably regret their purchases once they take a hard look at their finances and realize how far behind they are from reaching financial independence.

Time goes by so quickly, and planning for the future can allow you to enjoy retirement without having to de

pend on the government or on your children to take care of you.

Bola Sokunbi is a certified financial education instructor, money expert and author of “Clever Girl Finance.”


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